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Terms of Service

Last updated: March 1, 2026

1. Acceptance of Terms

By accessing or using Pipeline to Paycheck (“the Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Pipeline to Paycheck is a free, browser-based sales commission calculator and financial projection tool. The Service provides estimates and projections for informational purposes only. It is not financial, tax, or legal advice.

3. No Account Required

The Service does not require account creation. All data is stored locally in your browser using localStorage. We do not collect, store, or transmit your personal financial data to any server.

4. Pro Features

Certain features may be designated as “Pro” and require a paid subscription ($8/month or $59/year). Subscriptions auto-renew and can be cancelled at any time. Pro status is stored locally in your browser and may be lost if you clear your browser data.

5. Accuracy Disclaimer

Tax calculations, commission projections, and financial estimates provided by the Service are approximations. Actual amounts may vary based on your specific tax situation, employer policies, and applicable laws. Always consult a qualified tax professional or financial advisor for personalized advice.

6. Paystub Analysis

The optional paystub analysis feature processes uploaded paystub images using a third-party AI service. Images are processed securely and are not stored after analysis is complete. We do not retain copies of uploaded paystubs.

7. Limitation of Liability

The Service is provided “as is” without warranties of any kind. In no event shall Pipeline to Paycheck or its creator be liable for any damages arising from the use of the Service, including but not limited to financial decisions made based on projections provided by the Service.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the updated terms.

9. Contact

For questions about these terms, contact us at feedback@pipeline-to-paycheck.com.